Title Search Guide

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Identify the property (legal description, parcel number, address) Search the county recorder's office for deed history Identify all previous owners (chain of title) Check for liens (mortgage liens, tax liens, mechanics liens, judgment liens) Check for encumbrances (easements, covenants, restrictions) Verify property boundaries against survey records Check for pending litigation affecting the property Review tax records for outstanding property taxes Check for special assessments or HOA liens Verify the current owner has clear title to convey Review any unrecorded interests or claims Obtain title insurance commitment Review title exceptions and exclusions Clear any title defects identified Obtain owner's title insurance policy